Travel Points Optimizer

Should you pay with points, miles, a free-night certificate, or cash? Enter what each option costs and get the cheapest answer instantly.

Book direct

Book straight with Marriott — the cash price and your Bonvoy points.

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Marriott Bonvoy points
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Book through Chase

Pay the same booking with Chase points or cash through Chase. Fill in either or both.

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Your point values ▾

These are what each point is worth to you on average — the engine prices every option against them. Saved on this device.

Point values vs. the dollar

What each point/mile is worth in cents — TPG, latest update. The gray line marks 1.0¢ = the value of one cash dollar.

Enter a cash price and at least one points option to see the recommendation.
How it works: each option is converted to a true dollar cost — points are valued at your ¢-per-point setting, plus any cash. Lowest true cost wins. The "value" tag shows the cents-per-point you'd actually get; green means you're beating your own baseline (a good use of points), red means you'd be wasting them. Estimates only — confirm award availability and taxes before booking.